Have you ever gotten a Visa or Mastercard gift card from a friend or loved one and wondered why you had trouble using it? If you are not already familiar with how these cards work, here are a couple tips:
1. Keep track of how much you have already spent. If you forget what you have left on the card, call the toll-free number on the back.
2. If your next purchase exceeds the amount you have left on the card, have the merchant type in the exact amount you have left as a partial payment for your purchase. Then, you can pay the remaining amount with another payment method (cash, debit card, etc.).
These tips will help you use a Visa or Mastercard gift card correctly and prevent hassles in the checkout line.
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